"Trust, Effectiveness, Enthusiasm"

PLEASE READ THESE TERMS AND CONDITIONS BEFORE USING THIS WEBSITE.

By accessing this Website, you confirm your acceptance of the following Terms and Conditions (“T&Cs”).

 

1. Independent Licensed Companies – MUELLER CAREY, PROFESSIONAL LAW CORPORATION (“MCPLC”), and MUELLER CAREY INSURANCE SERVICES, INC. (“MCIS”), are separate and independently operated California corporations.  MCPLC is registered as a law corporation with the State Bar of California under Certificate #16184.  MCIS is licensed as a Fire and Casualty Broker-Agent by the State of California Department of Insurance under License #0F04165.

 

2. DISCLAIMER – General Information Only; No Professional Relationship – Information provided on this Website is for general information only and does not constitute legal, insurance, or other professional advice, advertising or solicitation of professional services. Your use of and transmission of any materials on this Website does not create an attorney-client, policyholder-broker or other professional relationship between you and MCPLC or MCIS.  The terms of a professional relationship between you and MCPLC, if any, shall be governed by a written engagement letter agreement with MCPLC.  The terms of a professional relationship between you and MCIS, if any, shall be governed by a written broker of record letter agreement with MCIS. We do not undertake to update this Website to reflect subsequent legal, insurance or other developments. You should not act upon any information contained in this Website without seeking your own professional advice based on your individual facts and circumstances.

 

3. Acceptance of Website Terms and Conditions –  By your use of this Website, you confirm that you have read and agree to be bound by the T&Cs.  You further agree: (i) to comply with applicable U.S. federal, state, local, and foreign laws and regulations regarding the transmission of any data obtained from this Website; (ii) not to use the Website for unlawful purposes; and (iii) not to interfere or disrupt networks connected to the Website.

 

4. Intellectual Property –  This Website, including but not limited to text, content, photographs, and graphics, is protected by copyrights, trademarks, service marks, international treaties and other protective rights and laws of the U.S. and other countries. You agree to abide by all applicable copyright, service mark and trademark, trade secret and other applicable laws. Please notify us promptly in writing if you become aware of any unauthorized access or use of this Website.

 

5. Restrictions on Use; No License – You may not use this Website for any unlawful purpose.  You agree to use this Website solely for your benefit or that of your organization, and not for resale or other transfer to any other person or entity. You may not use, transfer, distribute or dispose of any information contained in this Website in any manner that could compete with our businesses.  You are not authorized to copy, reproduce, decompile, reverse engineer, distribute, publish, display, create derivative works from, transmit, or otherwise exploit any part of this Website.  You do not acquire any rights or licenses in or to this Website or the materials contained herein other than the limited right to utilize this Website in accordance with the T&Cs.  

 

6. Link at Your Own Risk – You are not authorized to create hypertext links to this Website or to frame of any materials available through this Website. We reserve the right to disable any unauthorized links or frames, and we disclaim any responsibility for the contents of any other Internet sites linked to this Website. Other internet sites that may be linked to this Website may have their own terms and conditions of use and privacy policies. Access to any other websites linked to this Website is at your own risk and we expressly disclaim any and all liability related to any such websites.

 

7. GENERAL DISCLAIMER – YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. THIS WEBSITE AND ANYTHING CONTAINED HEREIN, INCLUDING, BUT NOT LIMITED TO, CONTENT, SERVICES, OR ADVERTISEMENTS ARE PROVIDED "AS IS." WE MAKE NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE WEBSITE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, TITLE OR FITNESS FOR A PARTICULAR PURPOSE OR USE. WE DO NOT WARRANT THAT THIS WEBSITE IS COMPATIBLE WITH YOUR EQUIPMENT OR IS FREE OF ERRORS, VIRUSES, WORMS, TROJAN HORSES OR SIMILAR MECHANISMS.YOU AGREE THAT WE WILL NOT BE LIABLE FOR ANY DAMAGE YOU MAY SUFFER AS A RESULT OF SUCH FEATURES.  YOU AGREE WE, OUR SUPPLIERS AND/OR OUR THIRD-PARTY AGENTS SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR: (I) ANY INJURY OR DAMAGES, WHETHER CAUSED BY OUR NEGLIGENCE, OUR EMPLOYEES, SUBCONTRACTORS, AGENTS, SUPPLIERS OR OTHERWISE ARISING IN CONNECTION WITH THE WEBSITE; OR (II) ANY FAULT, INACCURACY, OMISSION, DELAY OR ANY OTHER FAILURE ARISING FROM THE WEBSITE, YOUR EQUIPMENT, OR YOUR USE OF THE WEBSITE. WE ARE NOT RESPONSIBLE FOR THE RELIABILITY OR CONTINUED AVAILABILITY OF THE COMMUNICATIONS EQUIPMENT YOU USE TO ACCESS THE WEBSITE. WE MAY CHOOSE AT ANY TIME TO INHIBIT OR PROHIBIT CONTENT FROM BEING ACCESSED THROUGH THIS WEBSITE.

 

8. LIMITATION OF LIABILITY – YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE OR OUR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES, EVEN IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING FROM USE OF OR INABILITY TO USE THIS WEBSITE OR ANY LINKS TO IT, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, ANTICIPATED PROFITS OR LOST BUSINESS. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY AFFECT A USER’S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, UNAUTHORIZED ACCESS, OR ANY FORCE MAJEURE. WE CANNOT AND DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WEBSITE.

 

9. Representations and Warranties – You represent and warrant that (i) you are authorized to enter into this agreement, (ii) you are at least eighteen (18) years old, (iii) you shall not use this Website for any unlawful purpose, and (iv) you agree to use this Website only in accordance with these T&Cs.

 

10. Indemnification – You agree, at your own expense, to indemnify, defend and hold harmless MCPLC, MCIS, and their respective  employees, representatives, suppliers and agents, against any claim, suit, action or other proceeding, to the extent based on or arising in connection with your use of this Website, or any links on the Website.

 

11. Governing Law; Venue – These T&Cs shall be governed by and construed in accordance with the laws of California, without giving effect to conflicts-of-law principles thereof. You agree to submit to the personal jurisdiction of the state and federal courts located in Orange County, California with respect to any legal proceedings arising out of this agreement and waive any objection to the propriety or convenience of venue in such courts. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Website or these T&Cs must be filed within one (1) year after such claim or cause of action arose. If any provision of the T&Cs is found by a court of competent jurisdiction to be invalid or unenforceable, such provision shall be enforced to the maximum extent permissible and the other provisions of the T&Cs shall remain in full force and effect.

 

12. Access Outside the United States – If you choose to access the Website from outside the United States, you are responsible for compliance with foreign and local laws.  We do not provide legal, insurance brokerage, third party administrator, or other services to governments, governmental agencies, other groups, individuals, or any of their agents that are subject to U.S. trade sanctions.

 

13. Miscellaneous – You acknowledge that we have the right to change the content or technical specifications of any aspect of the Website at any time in our sole discretion. You further accept that such changes may result in your being unable to access the Website.

 

14. Official Correspondence – Official Correspondence must be sent via postal mail to:

Mueller Carey
Attn: Corporate Communications
28202 Cabot Road, Suite 300
Laguna Niguel, CA 92677